NYRA have developed a small scale credit rating system in 2002 for AKKI (Asosiasi Kartu Kredit Indonesia) to reduce the amount of fraudulent credit cards and bad debts. Sharing a central database containing black list files which can be accessed through an on-line system by various issuing banks as part of the approval process for credit card application.
Currently, we are proposing a National Credit Bureau Rating Services to the Central Bank.
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